Two New Fund Offers

Motilal Oswal Asset Allocation Passive Fund of Fund – Aggressive -

Exit Load
1% < 15 days

1%- If redeemed on or before 15 days from the date of allotment.
Nil- If redeemed after 15 days from the date of allotment.

Benchmark
50% Nifty 500 TRI + 20% S&P 500 TRI (INR) + 10% Domestic Price of Gold + 20% Nifty 5 Yr Benchmark G-Sec Index
Risk
Very High
Minimum Amount
 500

Motilal Oswal Asset Allocation Passive Fund of Fund – Conservative -

Exit Load
1% < 15 days

1%- If redeemed on or before 15 days from the date of allotment.
Nil- If redeemed after 15 days from the date of allotment.

Benchmark
30% Nifty 500 TRI + 10% S&P 500 TRI (INR) + 10% Domestic Price of Gold + 50% Nifty 5 Yr Benchmark G-Sec Index
Risk
High
Minimum Amount
 500

Asset Classes

Equity International Equity Fixed Income Commodity
Indicative Fund Name Motilal Oswal Nifty 500 Fund Motilal Oswal S&P 500 Index Fund Motilal Oswal 5 Year G-Sec ETF ICICI Prudential Gold ETF
Underlying Benchmark Nifty 500 TR Index S&P 500 TR Index (INR) Nifty 5 Yr Benchmark G-Sec Index Gold (LBMA AM fixing prices TRI)
Why Each Asset Class? Domestic Equity - Nifty 500
  • Fastest growing large emerging economy
  • Broadest coverage of entire listed market
  • Diversified across sectors and industries
 International Equity - S&P 500
  • Access to world’s largest GDP
  • Exposure to Global brands
  • Captures dollar appreciation vs INR
 Fixed Income - 5 Yr G Sec
  • Brings in portfolio stability
  • Practically ‘Nil’ credit risk
 Commodity - Gold
  • Safe Haven asset class held by global Central Banks
  • Negative correlation
  • Hedge against inflation
Indicative FoF Allocations
Aggressive FoF 50% 20% 20% 10%
Conservative FoF 30% 10% 50% 10%

Source/Disclaimer: MOAMC Research, The above allocations are indicative; The actual asset allocation may deviate from above target asset allocation in short term but will always remain in the asset allocation range stated in SID. Performance results have many inherent limitations and no representation is being made that any investor will, or is likely to achieve. The above table is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy.

Attributes of Fund

Diversified

Combines 4 low correlated
asset classes.

Low Cost

All underlying funds are passive
funds.

Risk Reduction

Significant reduction of risk in terms of annualized volatility and drawdowns.

Options Per Risk Appetite

Portfolios according to the risk appetite of investors; Aggressive FoF and Conservative FoF.

Tax Efficient

Unlike individual investor, the Mutual Funds don’t incur income tax liability during portfolio rebalancing.

Inbuilt Rebalancing

FoF has rule based portfolio rebalancing in place, which helps asset weight stay in line with target asset allocation.

Historical Performance - Strategies

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Source/Disclaimer: MOAMC Research, Index values - www.niftyindices.com, MOAMC. Exchange rate- FBIL/RBI/Thomson Reuter. Performance data since 31-Dec-2001 to 31-Jan-2021. Performance for Aggressive FoF and Conservative FoF is simulated using ‘indicative FoF allocations’ mentioned above section. The ‘underlying benchmarks’ used to for hypothetical study with no adjustment for cost. For historical analysis Gold prices denominated in INR sourced from factset. All Performance data in INR. S&P 500 Index values adjusted for one day lag movement due to different time zone. Performance results have many inherent limitations and no representation is being made that any investor will, or is likely to achieve. The above graph is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy. Past performance may or may not be sustained in future

Risk-Return Profile

Data Label Nifty 500 TR
Index		 Nifty 5 yr
Benchmark G-Sec
Index		 ^S&P 500 TR
Index (INR)		 Gold in INR Aggressive FoF Conservative FoF
Annualized
Returns (CAGR)		 1 Year 15.82% 11.15% 21.95% 20.29% 19.76% 17.45%
3 Year 6.48% 10.09% 17.66% 16.70% 11.43% 11.22%
5 Year 13.62% 9.23% 18.18% 12.50% 14.24% 12.36%
Annualized
Volatility		 1 Year 29.60% 4.49% 35.05% 19.98% 19.44% 11.73%
3 Year 20.37% 3.45% 23.96% 15.00% 12.92% 7.87%
5 Year 17.59% 3.08% 19.60% 14.45% 10.80% 6.60%

Source/Disclaimer: MOAMC Research, Index values- www.niftyindices.com. Exchange rate- FBIL/RBI/Thomson Reuter. Performance data since 31-Dec-2001 to 31-Jan-2021. Performance for Aggressive FoF and Conservative FoF is simulated using ‘indicative FoF allocations’ mentioned above section. The ‘underlying benchmarks’ used to for hypothetical study with no adjustment for cost. For historical analysis Gold prices denominated in INR sourced from factset. * All Performance data in INR. S&P 500 Index values adjusted for one day lag movement due to different time zone. Performance results have many inherent limitations and no representation is being made that any investor will, or is likely to achieve. The above table is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy. Past performance may or may not be sustained in future.

Index Description 1 Year 3 Year 5 Year 7 Year 10 Year
Aggressive FoF Returns 37.8% 17.3% 14.6% 13.4% 13.4%
Amount Invested 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000
Market Value 1,43,131 4,64,223 8,63,514 13,52,340 24,15,582
Conservative FoF Returns 25.6% 15.1% 12.8% 12.0% 11.8%
Amount Invested 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000
Market Value 1,35,919 4,50,383 8,27,355 12,86,942 22,16,846

Data Source: MOAMC Research, Bloomberg, and FBIL/RBI/Thomson Reuter; Performance as of Close of 1-Feb-11 to 31-Jan-21. Performance for Aggressive FoF and Conservative FoF is simulated using ‘indicative FoF allocations’ mentioned above section. The ‘underlying benchmarks’ used to for hypothetical study with no adjustment for cost. For historical analysis Gold prices denominated in INR sourced from factset. Performance results have many inherent limitations and no representation is being made that any investor will, or is likely to achieve. The above table is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy. The SIP amount, tenure of SIP, expected rate of return are assumed figures for the purpose of explaining the concept of advantages of SIP investments. The actual result may vary from depicted results depending on scheme selected. It should not be construed to be indicative of scheme performance in any manner. Past performance may or may not be sustained in future.

Bear Market Nifty 500 TR
Index		 Nifty 5 yr
Benchmark G-Sec Index		 ^S&P 500 TR
Index (INR)		 Gold in INR Aggressive FoF Conservative FoF
Global Financial Crisis
(01-Jan-08 - 27-Feb-09)		 -60.1% 16.4% -33.6% 48.1% -34.9% -15.3%
Taper Tantrum
(01-Jan-13 -30-Aug-13) 		-11.9% 1.0% 41.1% 1.4% 2.2% 2.0%
Yuan Devaluation
(03-Aug-15 -29-Feb-16)		 -17.9% 5.7% -0.1% 20.9% -6.3% -1.1%
Covid -19 Pandemic
(19-Feb-20 -23-Mar-20)		 -37.2% -1.7% -30.4% 1.8% -25.4% -15.8%

Source/Disclaimer: MOAMC Research, Index values- www.niftyindices.com. Exchange rate- FBIL/RBI/Thomson Reuter. Performance data as of dates given in table. Performance for Aggressive FoF and Conservative FoF is simulated using ‘indicative FoF allocations’ mentioned above section. The ‘underlying benchmarks’ used to for hypothetical study with no adjustment for cost. For historical analysis Gold prices denominated in INR sourced from factset. All Performance data in INR. S&P 500 Index values adjusted for one day lag movement due to different time zone. Performance results have many inherent limitations and no representation is being made that any investor will, or is likely to achieve. The above table is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy. Past performance may or may not be sustained in future

3 Year Rolling Returns Nifty 500 TR Index Nifty 5 yr Benchmark
G-Sec Index		 Aggressive FoF Conservative FoF
Average 17.5% 7.7% 14.9% 12.4%
Median 13.4% 8.0% 12.6% 11.6%
Min -8.7% 2.6% -1.2% 4.4%
Max 67.6% 12.5% 38.7% 25.3%
Returns Range % of Total Observation
Negative 6.5% 0.0% 0.1% 0.0%
0% to 4% 6.3% 1.1% 0.0% 0.0%
4% to 8% 13.8% 53.5% 3.4% 0.6%
8% to 10% 10.1% 41.1% 12.3% 16.7%
10% to 12% 11.4% 4.3% 19.7% 46.6%
12% to 14% 9.1% 0.0% 23.0% 16.0%
14% to 16% 11.3% 0.0% 16.2% 10.1%
16% to 18% 9.8% 0.0% 10.0% 4.6%
18% to 20% 5.1% 0.0% 3.5% 4.7%
Above 20% 22.2% 0.0% 11.9% 0.7%

Source/Disclaimer: MOAMC Research, *250 trading days assumed in one year (i.e. 750 trading days used for 3 yr rolling returns). Index values- www.niftyindices.com. Exchange rate- FBIL/RBI/Thomson Reuter. Performance data since 31-Dec-2001 to 31-Jan-2021. Performance for Aggressive FoF and Conservative FoF is simulated using ‘indicative FoF allocations’ mentioned above section. The ‘underlying benchmarks’ used to for hypothetical study with no adjustment for cost. For historical analysis Gold prices denominated in INR sourced from factset. All Performance data in INR. S&P 500 Index values adjusted for one day lag movement due to different time zone. Performance results have many inherent limitations and no representation is being made that any investor will, or is likely to achieve. The above table is used to explain the concept and is for illustration purpose only and should not used for development or implementation of an investment strategy. Past performance may or may not be sustained in future.

Scheme Details

Motilal Oswal Asset Allocation
Passive FoF -Aggressive		 Motilal Oswal Asset Allocation
Passive FoF -Conservative
Investment Objective
Investment Objective To generate long term growth/capital appreciation by offering asset allocation investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. To generate long term growth/capital appreciation with relatively lower volatility (as compared to Indian Equities e.g. Nifty 500 index) by offering asset allocation investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
  Category
Category Fund of Fund Fund of Fund
  Underlying Benchmark
Underlying Benchmark 50% Nifty 500 TRI + 20% S&P 500 TRI (INR) + 10% Domestic Price of Gold + 20% Nifty 5 Yr Benchmark G-Sec Index 30% Nifty 500 TRI + 10% S&P 500 TRI (INR) + 10% Domestic Price of Gold + 50% Nifty 5 Yr Benchmark G-Sec Index
  Fund Manger
Fund Manger Mr. Swapnil Mayekar, Mr. Abhiroop Mukherjee Mr. Swapnil Mayekar, Mr. Abhiroop Mukherjee
  Total Expense Ratio*
Total Expense Ratio* •   Direct 0.05%
•   Regular 0.59% 		•   Direct 0.05%
•   Regular 0.66%
 
  Continuous Offer
Continuous Offer For Lumpsum and SIP -
• Minimum Application Amount : INR 500/-and in multiples of INR 1/-thereafter
• Additional Application Amount : INR 500/-and in multiples of INR 1/-thereafter
  Product Suitability
Product Suitability
  • To generate long term growth/capital appreciation by offering asset allocation
  • Investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold. 

Riskometer

Investors understand that their principal will be at
Very High risk

  • To generate long term growth/capital appreciation with relatively lower volatility by offering asset allocation
  • Investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold.

Riskometer

Investors understand that their principal will be at
High risk

  Product Suitability
Motilal Oswal Asset Allocation
Passive FoF -Aggressive
  • To generate long term growth/capital appreciation by offering asset allocation
  • Investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold.
      

Riskometer

Investors understand that their principal will be at
Very High risk

Motilal Oswal Asset Allocation
Passive FoF -Conservative
  • To generate long term growth/capital appreciation with relatively lower volatility by offering asset allocation
  • Investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold.

Riskometer

Investors understand that their principal will be at
High risk

Downloads

Presentation Leaflet SID Common Application Form & KIM
  Aggressive FoF
Aggressive FoF Download Download Download Download Download
  Conservative FoF
Conservative FoF Download Download Download Download

Frequently Asked Question

  • Asset Allocation is the implementation of an investment strategy that attempts to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investor's risk tolerance, goals and investment time frame.
  • Asset Allocation is considered as cornerstone of portfolio construction. The goal of asset allocation is to reduce risk through diversification by combining exposures to a variety of investments that have historically performed differently during various market conditions.
  • Keeping in mind risk aversion/risk appetite, the Motilal Oswal Asset Allocation Passive Fund of Fund - Conservative takes more exposure to less volatile asset i.e. Debt unlike the Motilal Oswal Asset Allocation Passive Fund of Fund - Aggressive which takes more exposure to more volatile asset i.e. Equities. The allocation has been provided in the subsequent FAQs.
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