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May always have funds for your dreams. Can build wealth with discipline. Might turn goals into achievements.
Source: Nifty Indices, MOIE, Ace MF. Past performance may or may not be sustained in future. The above graph is used to explain the concept and is for explanatory purpose only and should not used for development or implementation of an investment strategy. Read more...
| SIP in Nifty 500 TRI | Early Starter | Late Starter |
|---|---|---|
| Amount Invested | 10,000 | 20,000 |
| Date of Investment | 1 Oct 2014 | 1 Oct 2019 |
| No. of SIP Installments | 120 | 60 |
| Total Amount Invested | 1.2L | 1.2L |
| Value of Investment (as on 30th Sep 2024) | 31.6L | 22.7L |
| Cost of Delay | 8.85L | |
Source: MOAMC internal research. Disclaimer: The above is for representation purpose only and should not used for development or implementation of an investment strategy. Past performance may or may not be sustained in future.
How will you get
your dream
Family Vacation?
Source: Internal MOAMC. Assuming rate of return is 12%. However, actual rate of return may vary as per market conditions.
How will you get
your dream
Dream Home?
Source: Internal MOAMC. Assuming rate of return is 12%. However, actual rate of return may vary as per market conditions.
How will you get
your dream
Children's Education?
Source: Internal MOAMC. Assuming rate of return is 12%. However, actual rate of return may vary as per market conditions.
How will you get
your dream
Carefree Retirement?
Source: Internal MOAMC. Assuming rate of return is 12%. However, actual rate of return may vary as per market conditions.
A Systematic Investment Plan (SIP) lets you invest small amounts in mutual funds regularly, building wealth over time without a large initial investment.
Starting a SIP early fosters saving habits and utilises rupee cost averaging and compounding. Invest as low as Rs. 500 monthly to grow your wealth.
Use your investments to fulfil your desired goals” instead of use your investments for goals like buying house, a car, or planning for retirement.
A Systematic Investment Plan (SIP) allows investors to invest a pre-determined amount at regular intervals, in Mutual Fund schemes. It works by investing a fixed amount at a defined frequency.
The minimum amount differs according to the chosen scheme.
Systematic Investment Plan (SIP) allows you to invest a certain amount of money at regular intervals in a mutual fund scheme. There many benefits of investing in a SIP are:
SIPs are flexible - You may choose the amount, duration and the interval of your SIP, in addition to changing the amount, pause or stop the SIP.
Experience disciplined investing - SIPs help inculcate disciplined investing which is essential in long term wealth creation.
Leverage the power of compounding - SIPs allow you to invest regularly in a scheme, leading to a compounding effect on the interest you earn. This is very beneficial for long term wealth creation.
Benefit from Rupee cost averaging - SIPs enable the benefit of rupee cost averaging, earning you more units when the Net Asset Value (NAV) of the scheme is low and vice versa. This brings down average cost of units over the long term.
Renewal is possible by filling out a fresh form, starting a new SIP, & choosing the duration
To increase the duration, you may have to start a fresh SIP and choose the desired duration by filling in a fresh SIP enrolment form.
Missing an instalment does not lead to any penalty, however, missing 3 consecutive instalments will lead to cancelling of the SIP.
Yes. You can withdraw your SIP investments anytime, both partially and completely. However, mutual funds schemes like ELSS (Equity Linked Savings scheme) come with a lock-in period of three years and do not allow premature withdrawal of funds. Before withdrawing your SIP investment, keep in mind factors like exit load, tax implications, etc.
This publication is pursuant to Investor Education and Awareness Initiative by Motilal Oswal Mutual Fund. This shall not be construed as offer to invest in any financial product or Scheme. The objective of this publication is restricted to informational purposes only. All investors have to go through a one-time KYC (Know Your Customer) process. For further details on KYC, Change of address, phone number, bank details etc. list of SEBI registered Mutual Funds and redressal of complaints including details about SEBI SCORES portal, visit link "www.motilaloswalmf.com/New_Page/KYC-and-Redressal-of-Complaints/9". SMART ODR portal, visit link https://smartodr.in/login. Investors should invest only with SEBI registered Mutual Funds details of which can be verified on the SEBI website under “SEBI Intermediaries/ Market Infrastructure Institutions.